28 Aug
2023
Full-Time Manager, Credit – Ocampo
Job Description
The Credit Manager works closely with and is mentored by the Director of Credit and the Director of Risk to manage credit risk monitoring, new client investigations, and collection operations across a variety of industries. One of the primary focuses of this position going forward will be using data analysis and reporting tools to streamline the entire credit and collections procedure.
Job Title : Manager, Credit
Location : Ocampo, Camarines Sur Province, Philippines
Salary : $ 28.26 per hour.
Company : Webster Bank
Job Type : Full-Time
Qualifications:
- Take charge of the entire credit and collections department and run all policies and procedures. This division is in charge of new-client onboarding, credit checking, and debt recovery.
- Keep tabs on when liens and releases are recorded, and consult an attorney if you have any questions.
- Maintain an acceptable level of accounts receivable in light of current economic conditions and company needs.
- Using a manage by exception attitude, search out innovative ways to automate, streamline, or remove jobs in the credit department to enhance processes and save costs.
- Establish and maintain contact with related businesses and organizations, such as legal counsel, debt collection firms, credit reporting agencies, and other credit-related entities.
- Create reports and analytics for top management to track risk, collection efforts, and trends. Provide information on the highest risk accounts, including resolution recommendations.
- Direct the work of the credit department’s collectors. Learn about and settle any outstanding issues or debts. Problems with collections that have risen to an extreme level must be fixed. Help with collections by interacting with customers and sales staff.
- If there is an issue with collecting payments or making deductions, you should talk to higher-ups and the proper staff members to figure out how to proceed.
- Consistent phone and email contact with clients and employees should be prioritized for maximum return on investment.
- A thorough examination of the accounts receivable aging reports on a regular basis will help pinpoint the clients that need to be contacted again.
Skills:
- Integrity and dependability at the highest level; strong sense of urgency and focus on results.
- Excellent customer service skills, strong interpersonal skills, negotiation skills, ability to communicate and manage well at all levels of the organization and with staff at remote locations is essential.
- It is expected that you would be able to read, analyze, and understand business and trade journals, news articles, financial reports, and legal documents.
- Competent in analyzing complex situations, identifying root causes, and developing workable solutions in a timely manner.
- At least three years of experience in senior-level finance and credit roles in a manufacturing, construction, or oil and gas company.