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28 Aug 2023

Full-Time Entry Level Credit Analyst – Gyalsing

Jefferson-Pilot Co. – Posted by JobsTeam Gyalsing, Sikkim, India

Job Description

In order to analyze, underwrite, and keep track of all credit facilities in their portfolio, the Credit Analyst will collaborate closely with the deal team. As a Credit Analyst, the person will gain exposure to various Bank departments while learning the fundamentals of deal making and loan structuring. The Credit Analyst is a fantastic entry-level career in banking that opens up many additional possibilities, such as sales, credit, relationship management, loan review, or other professions of a like nature. The Credit Analyst conducts a thorough analysis of the borrower’s ability to repay with a focus on the history of the business and its owners, recent and historical financial performance, the financial standing of the guarantor (if applicable), the performance of the collateral, risk rating, risk-adjusted return on capital, and a number of other factors.

Job Title : Entry Level Credit Analyst
Location : Gyalsing, Sikkim, India
Salary : $ 25.14 per hour.
Company : Jefferson-Pilot Co.
Job Type : Full-Time


  • Before sending proposals for approval, fill in facility and client data as needed.
  • Participate in credit meetings and hone your presentation skills so you can confidently pitch credit possibilities and adjustments to your internal credit partners.
  • To ascertain if accounts provide a risk that is permitted under the Credit Policy, examine merchant applications.
  • Share the decision made on submitted applications and the reasoning behind it with the appropriate departments and customers.
  • Calling or faxing trade and bank references to verify information on credit applications, and using that data to make decisions in accordance with the credit policy.
  • It is your responsibility, together with that of the closing coordinators, to ensure that the completion of a loan has no negative impact on the borrowers.
  • Make any final adjustments to the proposal in light of what was negotiated.
  • Leverage complementary industries or departments to improve credit facility bids for new and existing facilities, as well as data maintenance, as required.
  • Accurately and promptly address all credit-related questions, requests, and issues in accordance with established guidelines.
  • Excel spreadsheets used by departments for reporting are supervised and kept up to date.


  • Superior ability to use numbers to determine percentages, fractions, decimals, and other values.
  • PC literate with Excel skills among other Microsoft Office programs.
  • Capacity to think critically, synthesize large amounts of data into actionable insights, and advocate for change.
  • Capability to manage many projects and tasks while reaching critical deadlines.
  • Good communication skills are essential for drafting and presenting reports and procedures, as well as maintaining regular touch with coworkers, vendors, and superiors.

How to Apply

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Job Types: Full-Time. Salaries: Less than 20,000.

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